One of the best tips for controlling healthcare costs is to utilize your deductible wisely. Most plans require that you pay out of pocket until you meet your annual deductible before the plan will pay for any covered costs and most plans reset the deductible to zero on January 1 of each year.
If this describes your plan, be sure to check how much you have met of your deductible year to date. If you have met your deductible or are close, consider planning needed tests or procedures before the end of the year to maximize your coverage for these services.
Need surgery and need help finding out whether you have met your deductible? Call our friendly staff for assistance. Planning now could save you hundreds of dollars!